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Organize
your documents
If
you are buying or refinancing a home
If
you are salaried: provide two years W-2
and one month of paystubs
OR
If you are self-employed: provide two years
tax returns and a YTD profit and loss statement.
- If
you own rental property, please provide
rental agreements and two years tax returns.
- Please
also provide three months bank statements
for each bank, stock and mutual fund account.
- Provide
recent copies of any stock brokerage or
IRA/401K accounts that you may have.
- If
you are requesting a cash out refinance
please provide a letter explaining what
you plan to do with the proceeds.
- Provide
a copy of divorce decree if applicable.
- If
you are NOT a US citizen, provide us with
a copy of your green card (front & back),
or if you are NOT a permanent resident
provide us with your H-1 or L-1 visa.
If
you are applying for a home equity loan
If
you are salaried: provide two years W-2
and one month of paystubs
OR
If you are self-employed: provide two years
tax returns and a YTD profit and loss statement.
- If
you own rental property, please provide
rental agreements and two years tax returns.
- Please
provide a copy of the note on your first
mortgage. This will normally be found
in your closing loan documents.
- Please
provide a signed letter explaining what
you plan to do with the proceeds.
- Provide
a copy of divorce decree if applicable.
- If
you are NOT a US citizen, provide us with
a copy of your green card (front & back),
or if you are NOT a permanent resident
provide us with your H-1 or L-1 visa.
Go
to Step 2
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